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If you receive an allowance or a cash birthday gift, setting aside time to make a budget can be a great way to learn about saving, spending, and giving. The ⅓ + ⅓ + ⅓ ratio can be helpful here by splitting your earnings or gifts into thirds that you save, spend, and give to charity.

More resources: Kids’ Money is an interactive resource for parents, teachers, and kids designed to help you develop successful money management habits and become financially responsible adults.

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